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Home Insurance

Whether you are owner or tenant, living in an apartment or in a villa,  ASTREE "Comprehensive Home coverage” enables you to benefit from solid and useful guarantees to ensure effective protection of your home for perfectly studied insurance premiums.

A comprehensive home insurance policy provides cover for:

  • Damage to your insured property arising from any of the following events:
    • Fire, explosions, lightning and electrical damage;
    • Crash of a land vehicle;
    • Crash and fall of air traffic devices;
    • Theft of household contents- including valuables, if desired;
    • Water damage inside buildings;
    • Glass breakage of bay windows and even windows.

  • Financial losses and additional expenses (Loss of Use, rental losses, costs of expert fees, leak research costs, costs associated with water infiltration through roofs, ..);
  • Costs of demolition and debris removal;
  • Damage to your swimming pool and garden facilities;
  • Defense and appeal costs, legal expenses;
  • Natural Hazards: storms, hail on roofs, earthquake, floods, riots, civil commotion…

Your third party liability (as owner of a building and / or as head of household) is covered in case of accidental bodily injuries or property damage caused to others. The same is true for:

  • Your spouse;
  • Dependents living under your roof;
  • Your domestic staff on duty;
  • Your pets.

Thanks to a partnership with “ Afrique Assistance”, you are also granted a « home assistance » cover consisting in the provision of services through providers available to you round the clock to make urgent and necessary repairs of your home’s:

  • Electrical installations;
  • Plumbing systems;
  • Locks;
  • Glazing.

To ensure protection of your home and your loved ones, ASTREE offers two insurance solutions:



In addition to your position as an occupant or non-occupant homeowner, «DARNA», with its dual options, provides you with comprehensive coverage adapted to your needs and combining simplicity, clarity and effectiveness, all of which aimed at ensuring your family welfare.



«MENZEL» is a basic and tailor-made product that enables you to make a choice among the wide range of insurance covers, according to your own convenience.


Whatever contract you choose, it is possible to underwrite an extension through «Pupil Personal Accident » insurance policy so that you can benefit from an optimal coverage of risks.